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Secured loans

  • LTV 100%, going down?
  • Loan today or loan tomorrow?
  • Loans for £50000
  • What is a secured loan?
  • Secured loans overview
  • Are secured loans a good idea?
  • UK owes more then it makes

Find the right loan, first time...

In association with Online Secured Loans find your next loan here.

  • From 6.3% APR to 28.9% APR
  • Home owners and tenants
  • All credit histories welcome



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Call us now for a quote

Homeowners
0800 061 2159
Tenants
0870 774 4623
  • Notice
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Think carefully before securing other debts against your home. Your home may be repossesed if you do not keep up repayments on a mortgage or any debt secured on it. Typical APR with Online Secured Loans is 8.7% APR, at least 66% of our customer's get this rate or less. From 6.3% APR to 28.9% APR.

Homeowner loans

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Getting hold the money you need to build an extension takes time, fast secured loans are available but only if your paper work is in order and quick to hand.

  • Fast secured loans service
  • Local reference agents
  • Loans are for homeowners only

For an personal loan lender, there is little security for the amount they offer if the person has very bad credit. To ensure the lender does not loose out too much in the even the person with very bad credit defaults, they charge higher interest rates. This provides more profit for the lender in the short term, versus the risk that the customer will default and the lender looses all the money. Therefore, the interest rates for unsecured bad credit loans are much higher.

The lender has no claim on any of your assets if you take out a personal loan, unlike secured loans where lender holds the deeds to your home. However, if you are a homeowner and there is still the possibility that the lender could claim against your property. This is why people with very bad credit ae typically asked to use their homes as collateral - reducing the interest rate they pay and making the lender feel more comforable with lending the money.

homeowner loans specialists

We have been helping people find homeowner loans online since 2001 - in that time we have found the best loan lenders and the the best homeowner loans sepecialists in the UK to deal with. We handle thousands of new customers each month and customer service is important to us - this is why we ensure that our loan partners are the best.

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